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众安在线的消费金融业务在规模扩张期，主要是提供消费金融生态下的信用保证保险产品及解决方案，为互联网金融平台的借款人提供增信服务，内核其实非常符合助贷模式的特征。
[2] Friston, K. (2010). The free-energy principle: a unified brain theory? Nature Reviews Neuroscience, 11(2), 127-138. (The seminal paper establishing the mathematics behind the brain as a predictive/hallucination machine).